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Five ways Microsoft plans to get you to upgrade to Windows 10

To achieve its goal of getting one billion people onto Windows 10, Microsoft is getting more forceful in how it pushes Windows 7 and 8.1 users towards its new OS.

Windows10

Microsoft wants Windows 10 on one billion devices by 2018 – and its tactics for hitting that ambitious goal are about to get more aggressive.

From next year, Microsoft will be more direct in pushing Windows 7 and 8.1 users to upgrade to its latest OS, in an attempt to bolster the 110 million-strong Windows 10 userbase.

Here’s how Microsoft is about to crank up the pressure to make the switch.

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The 15 most frightening data breaches

Ashley Madison (2015)

All data breaches are scary, but some just have that extra scream factor.

In arguably the most embarrassing data breach of the bunch, a group calling itself “The Impact Team” stole 37 million records from adultery website Ashley Madison, including many records that customers had paid to have deleted.

Virtually all of the company’s data was stolen in the hack, including records that suggest most female accounts on the site are fake, and that the company used female chat bots to trick men into spending money.

LivingSocial (2013)

Daily deals company LivingSocial had its network compromised in 2013, with hackers stealing roughly 50 million names, email addresses, birthdays, and encrypted passwords from its SQL database.

Sony PlayStation Network (2011)

Game over, man. In April 2011, hackers raided Sony’s PlayStation Network (PSN) service, stealing personally identifiable information from more than 77 million gamers.

Sony was further criticized for delaying the release of public information about the theft and for storing customer data in an unencrypted form.

The attack took Sony’s PSN out of service for 23 days.

Internal Revenue Service (2015)

Nigerian scammers pilfered more than $50 million from the U.S. Treasury via an embarrassingly simple 2015 hack of the Internal Revenue Service website.

Information scraped from previous data hacks was used to steal Americans’ identities and request copies of past tax returns on the IRS website. The crooks then filed new tax returns with falsified data, requesting big refunds.

The hack caused massive nightmares for the estimated 334,000 people whose records were stolen before the IRS shut down the transcript request service.

Target (2013)

Hackers installed point-of-sale malware on Target’s computer network sometime in 2013, resulting in the theft of more than 70 million customer records. Stolen data included payment card numbers, expiration dates, and CVV codes.

The retailer reached out to affected customers by offering free data monitoring (standard practice) and a 10% off discount on a future shopping trip. But it was too little, too late; same-store sales slid in the quarter following the hack.

Anthem (2015)

Anthem, the United States’ second largest for-profit health insurer, disclosed in February 2015 that it had lost 78.8 million unencrypted customer records to criminals. Names, social security numbers, email addresses, and income data was stolen.

The rare piece of good news: Financial and medical records were not affected.

Adobe (2013)

Adobe revealed in October 2013 that hackers had stolen 38 million active customer IDs and passwords, forcing the company to send out a wave of password reset warnings.

Weeks after, the news got worse for the company: The thieves also made off with the source code for its popular Adobe Photoshop software.

eBay (2014)

Talk about an inside job: In 2004, online auction house eBay suffered the largest hack in U.S. history, losing 145 million login credentials to a hacker using an internal eBay corporate account.

Names, email and street addresses, phone numbers, and birth dates were compromised, but thankfully, passwords were stored in encrypted form.

Home Depot (2014)

In September 2014, Home Depot admitted that it fell prey to hackers who installed antivirus-evading malware on its self-checkout registers. An estimated 56 million sets of customer payment card data were stolen in the attack.

The company’s losses related to the event are expected to top $1 billion when all of the lawsuits are finally settled. Only $100 million of that will be covered by insurance.

JP Morgan Chase (2014)

The September 2014 breach of JP Morgan Chase proved that even the largest U.S. banks are vulnerable to data theft. Online banking login details were not stolen, but crooks did get their hands on 76 million sets of names, emails, addresses, and phone numbers of bank customers, creating serious phishing concerns.

A group of Russian hackers is believed to be responsible for the attack.

PNI Digital Media (2015)

PNI Digital Media, the company that handles online photo printing for CVS, Walgreens, Rite Aid, Costco, and many more national chains, lost an unknown number of customer records to hackers in 2015.

Given that the company boasted more than 18 million transactions in 2014, it’s likely that this breach affected tens of millions of Americans.

Heartland (2008)

Credit and debit card processing firm Heartland Payment Systems became one of the largest data breach victims in U.S. history when hackers compromised more than 130 million accounts in 2008.

The criminal ring involved in the Heartland data theft was also found to be responsible for the 2005 hack of TJX Companies involving 94 million records.

TJX Companies (2005)

In a 2005 scheme dubbed “Operation Get Rich or Die Tryin,” a group of hackers used an unsecured Wi-Fi network at a Marshalls store to break into parent TJX Companies’ computer system and steal 94 million customer records, including payment card data.

Albert Gonzalez, the ringleader of the hack, is serving a 20-year sentence in Leavenworth.

U.S. Office of Personnel Management (2015)

Earlier this year, the United States Office of Personnel Management admitted that hackers had taken 21.5 million records belonging to those who had undergone government background checks or otherwise applied for federal employment. The hackers stole a wealth of sensitive data, including security clearance information and fingerprint data belonging to secret agents.

The Washington Post reported that the attack is believed to have originated in China.

Zappos (2012)

In January 2012, online shoe retailer Zappos stated that cybercriminals had stolen data of 24 million customers, including names, addresses, and the last four digits of their payment cards.

After the announcement, Zappos had to disconnect its phone lines to keep upset customers from calling in and overloading its phone system.

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BYOD and the danger of litigation

BYOD means you must make a few extra preparations to protect your organization in cases of litigation and eDiscovery.

BYOD devices

It’s a fact that we live in a litigious world. Bring Your Own Device (BYOD) and even corporate-owned mobile devices often are caught up in legal cases. Chris Gallagher, national director for Adecco eQ, a nationwide eDiscovery firm gives an overview of how businesses can navigate eDiscovery when a business has BYOD devices seized as part of a court case.

eDiscovery and mobile devices

BYOD and corporate-owned devices can be put a litigation hold (sometimes called a “preservation order”) when an organization must preserve all forms of relevant information when there’s the anticipation of litigation.

Gallagher’s firm helps legal counsel with data forensic collection, acquisition on mobile devices and PCs. His company processes the data on these devices and uses advanced analytics to locate information pertinent to the litigation

eDiscovery and BYOD: The blurred line

BYOD is still, from a legal perspective, in its infancy, Gallagher said. He said every time his firm does a customer survey, they still hear about strong BYOD activity in the market.

He said, “Of course, from a discovery perspective, from a litigation hold perspective, it makes both the general counsel’s life that much more difficult as well as the law firm’s life more difficult because number one, there’s that blurred line, what is corporate data versus what is personal and individual data, where does that line cease?”

Gallagher points out that anytime you have devices entering and leaving a network there’s a control factor. Companies who master that control have a better (but still not perfect) time when they get called into discovery.

“When you have a device that is not a corporate-owned device that is accessing corporate information, the ownership of that information always comes into question,” Gallagher said.

“When dealing with eDiscovery, part of discovery requests are information that is under your direction and control,” he said. “It’s on a personal device, it’s not owned by the corporation, but it’s corporate-owned data, so is that under your control? Absolutely.”

Litigation holds on BYOD devices can be an added nuance and one more gray area that corporation have to deal with when it comes to BYOD in their enterprise.

Gallagher said you need to ask, ” How do you get that data back? How do you ensure that you’re not losing, not only from a litigation perspective, but the other major issue is corporate information, trademark secrets, corporate secrets, confidential information that you wouldn’t want to enhance?”

He further explained that a litigation hold over a BYOD devices means going beyond the normal things like a desk drawer, files, email, and shared devices. It means you have to ask “Okay, what else have you used to access the corporate network in the last year?

Wearables and eDiscovery

Wearable tech would have minimal impact on eDiscovery. Gallagher said, “Now, if you’re a corporate attorney, if you’re a defense counsel, one of the things you’re going to argue is “Well, the watch, everything that’s available on the watch, it’s just email, weather, that’s available on the server anyway, so you have another place to get it.”

The wearable is a highly discoverable type of device because most of that information is just replicating from somewhere else, Gallagher said. Usually, you are replicating wearable data from your phone so if you have the phone then everything’s replicated.

“For smaller cases, for cases at a location, for criminal cases, or matrimonial cases, where location is important, wearables could come into play,” he said.

Onboarding BYOD devices and eDiscovery

Much of what Gallagher said around BYOD policies is standard fare. I asked Gallagher how a company could protect themselves in the cases of salespeople (the “original BYOD”users) contracts and non-compete agreements. Competitors in highly competitive industries sue each over this kind of stuff all the time.

Career salespeople have their contacts (built from years of selling in an industry) that they keep on their phones. They may have sold to these customers over the years.

From a legal perspective in this scenario, Gallagher recommends that corporations have an addendum added to their standard employment agreement. The addendum should state, “I certify that I am not bringing anything from my former employee. We are hiring you for your knowledge of the industry in general and not any specific contacts that you may or may not have from former employees.

Gallagher said this sort of contract boilerplate puts the responsibility on their shoulders and that you aren’t hiring them for a particular contact.

He also advised that you want to make sure that they abide by their previous non-compete, but you don’t want them downloading or taking anything with them from their previous employer. Gallagher cautioned that you should not place any data from their previous employer on your corporate-owned system. Take, for example, syncing a personally owned smartphone to a corporate-owned laptop. Along with that sync can come corporate data from your competitor. eDiscovery can detect that data.

He further recommends that you have that new sales rep come to you with a clean slate of a cell phone.

Bringing contacts along on a personal device has become much easier legally speaking according to Gallagher. He said, “One of the recent things that’s come out of court cases is if you look at LinkedIn profiles, if you look at customer information but the sales rep proved that most of the information that he had from his ‘client’ was available publicly on their LinkedIn profiles.”

You don’t want them backing up their tablet to their new computer that could result in a breach of their non-compete, and now it’s backed up on your servers according to Gallagher.

Conclusion

Above and beyond the usual BYOD and challenges that enterprises face each day, you may also be navigating a blurred legal line so prepare yourself accordingly with BYOD policies and advice from your counsel to ensure that you are prepared if and when BYOD devices get put on a litigation hold.

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Surface Book: Microsoft just made the PC cool again

The Microsoft Surface Book is the computer you always wanted to have but couldn’t. So now that it is here, will you buy it?

The latest line of Microsoft Surface personal computers is now available from both the virtual and the bricks-and-mortar Microsoft Store. By most accounts, the Surface Pro 4 and the flagship Surface Book offer impressive performance without sacrificing style or that illusive awe factor typically missing from PCs in general.

With the Surface Book in particular, Microsoft is attempting to change the narrative of the personal computer—to change perceptions in the marketplace. The Surface Book is an aspirational computer and it is intended to inspire desire in the overall PC and computing device market.

Strategic reasons

There are some solid strategic reasons why Microsoft has brought the Surface Book to market.

Giving OEMs a reference for their own hardware and increasing participation in Microsoft cloud services and the ecosystem that goes with it are certainly notable goals of the Surface Book.

But there is even more to it than that.

Hardware

It is important to understand the hardware inside the Microsoft Surface Book. These are the technical specifications of a powerful computing device. You do not buy a Surface Book so your kids can watch movies in the car while you run errands.

With a high resolution screen, SSD storage up to 1TB, up to 16GB RAM, an Intel I5 or I7 CPU, and a customized discreet GPU from Nvidia, the Surface Book is designed for performance and productivity. This is some serious computing power delivered in a small package.

Of course, that power comes at a premium price, but that is where the aspirational part of the strategy comes into play. Microsoft knows it will not sell millions upon millions of Surface Books. That is not its purpose. Instead, Microsoft wants millions upon millions of people to want a Surface Book—to aspire to own one someday.

Microsoft wants the Surface Book to be the notebook computer you would buy if money were not an issue. It wants the Surface Book to be a status symbol PC.

Marketing

This is a bold move by Microsoft and it goes hand-in-hand with the “PC does what?” marketing campaign produced in conjunction with its OEM partners like Dell and Lenovo. These companies are trying to make PCs cool again. They are trying to steal some of the thunder so often associated with Apple.

And while the “PC does what?” campaign gets mocked, mostly by fans of Apple, it is more effective than many believe. Remember the Mac versus PC commercials? People often mocked those as inaccurate oversimplifications of fact, but they still seemed to elevate the “cool” factor of the Mac. It didn’t matter what everyone thought of them; what mattered was the perception they produced.


Bottom line

The Microsoft Surface Book sets a high bar for every other notebook computer that comes to market. Microsoft has carefully crafted a powerful computer with hardware, features, and style no other company can currently match. In a single stroke, Microsoft has made owning a PC cool again. It has made the Windows 10 ecosystem cool again.

Let’s punctuate the point with anecdotal evidence. A number of people have spent much of their professional lives complaining about Microsoft and PCs. They have been working in the Apple’s ecosystem and hating every minute of it. They have been looking for more than what Apple offers for years now. The day Microsoft announced the Surface Book, they ordered one. They haven’t been this excited about buying a computer for a decade.

With this lineup of Surface products, Microsoft has changed the tide and established market momentum. It will be interesting to see how Google and Apple respond. We should see some serious competition now. It also wouldn’t be surprised to see a resurgence in Windows 10 mobile devices later this year. It looks to be an exciting time for consumers. Hang on to your hats.

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10 tips for spotting a phishing email

Phishing emails flow into inboxes year-round, especially during the holidays. Here are some clues to help your users spot “fishy” emails.

Every day countless phishing emails are sent to unsuspecting victims all over the world. While some of these messages are so outlandish that they are obvious frauds, others can be a bit more convincing. So how do you tell the difference between a phishing message and a legitimate message? Unfortunately, there is no one single technique that works in every situation, but there are a number of things that you can look for. This article lists 10 of them.phishing email

1: The message contains a mismatched URL

One of the first things I recommend checking in a suspicious email message is the integrity of any embedded URLs. Oftentimes the URL in a phishing message will appear to be perfectly valid. However, if you hover your mouse over the top of the URL, you should see the actual hyperlinked address (at least in Outlook). If the hyperlinked address is different from the address that is displayed, the message is probably fraudulent or malicious.

2: URLs contain a misleading domain name

People who launch phishing scams often depend on their victims not knowing how the DNS naming structure for domains works. The last part of a domain name is the most telling. For example, the domain name info.brienposey.com would be a child domain of brienposey.com because brienposey.com appears at the end of the full domain name (on the right-hand side). Conversely, brienposey.com.maliciousdomain.com would clearly not have originated from brienposey.com because the reference to brienposey.com is on the left side of the domain name.

3: The message contains poor spelling and grammar

Whenever a large company sends out a message on behalf of the company as a whole, the message is usually reviewed for spelling, grammar, and legality, among other things. So if a message is filled with poor grammar or spelling mistakes, it probably didn’t come from a major corporation’s legal department.

4: The message asks for personal information

No matter how official an email message might look, it’s always a bad sign if the message asks for personal information. Your bank doesn’t need you to send it your account number. It already knows what that is. Similarly, a reputable company should never send an email asking for your password, credit card number, or the answer to a security question.

5: The offer seems too good to be true

There is an old saying that if something seems too good to be true, it probably is. That holds especially true for email messages. If you receive a message from someone unknown to you who is making big promises, the message is probably a scam.

6: You didn’t initiate the action

If you get a message informing you that you have won a contest you did not enter, you can bet that the message is a scam.

7: You’re asked to send money to cover expenses

One telltale sign of a phishing email is that you will eventually be asked for money. You might not get hit up for cash in the initial message. But sooner or later, phishing artists will likely ask for money to cover expenses, taxes, fees, or something similar. If that happens, you can bet that it’s a scam.

8: The message makes unrealistic threats

Although most of the phishing scams try to trick people into giving up cash or sensitive information by promising instant riches, some phishing artists use intimidation to scare victims into giving up information. If a message makes unrealistic threats, it’s probably a scam.

9: The message appears to be from a government agency

Phishing artists who want to use intimidation don’t always pose as a bank. Sometimes they’ll send messages claiming to have come from a law enforcement agency, the IRS, the FBI, or just about any other entity that might scare the average law-abiding citizen. But here, government agencies don’t normally use email as an initial point of contact. That isn’t to say that law enforcement and other government agencies don’t use email. However, law enforcement agencies follow certain protocols. They don’t engage in email-based extortion—at least, not in my experience.

10: Something just doesn’t look right

In Las Vegas, casino security teams are taught to look for anything that JDLR—just doesn’t look right, as they call it. The idea is that if something looks off, there’s probably a good reason why. This same principle almost always applies to email messages. If you receive a message that seems suspicious, it’s usually in your best interest to avoid acting on the message.

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Google may be declaring war against Microsoft and Office 365

Microsoft Office 365 has taken market share from Google Apps and Google isn’t taking it lying down. Are we looking at the start of a price war?

According to an August 2015 report, Microsoft Office 365 has surpassed Google Apps and now controls more than 25% of the enterprise market—triple the enterprise market share the company held just a year ago. That is some serious growth and it hasn’t gone unnoticed by the folks at Alphabet (aka Google).

Details

On October 19, 2015, Rich Rao, head of global sales for Google Apps for Work announced a new program specifically designed to turn the tide against Microsoft Office 365’s advance.

In a nutshell, enterprises with preexisting contracts for a competitor’s office suite (read Office 365) looking to switch to Google Apps can do so and not pay any additional fees until the competitor’s contract has run its course. In essence, switching enterprises will pay Microsoft’s contract while they use Google Apps.

When the preexisting contract is over, enterprises sign a new contract with Google Apps. The announcement also suggests that Google will pay some of the transition costs through a special program offered by its Google for Work Partners service.

This is a bold move by Google and it signals that the company is reeling from the sudden surge of Microsoft Office 365. I don’t think Google was expecting this level of competition for its Google Apps suite.

Microsoft’s response

The ball is now in Microsoft’s court. There should be some kind of serious strategic response offered by Microsoft—that is, if it intends to maintain the growth of Office 365 in the enterprise market. Letting the tremendous advances in its market share over the last year erode would be irresponsible.

One strategy Microsoft may consider is lower subscription prices.

The basic enterprise version of Google Apps carries a subscription price of $5 per user. The basic enterprise version of Office 365 carries a subscription price of $8 per user. That $3 difference can really add up for a large enterprise and there may be some wiggle room for Microsoft to lower the per-user price for its service.

Cola wars. Pizza wars. We have seen major international companies take part in price wars in the past, and in the end, not much has been resolved. So I don’t think lowering their subscription prices is really the best strategy for Microsoft.

There is another way.

It’s all about collaboration

The basic applications offered by Office 365 and Google Apps—word processing, spreadsheets, emails, calendar, etc.—are similar. Office 365’s applications do have more features and deeper capabilities. Of course, Google Apps claims its lack of features is a good thing because its apps are simpler to use.

However, in this day and age, the real battleground for enterprise markets exists in features outside the basic office suite. The real battleground lies in cloud and collaboration services, including collaboration tools, storage, video communication, and document sharing. The cloud is where Microsoft and Google are going to fight their battle for productivity suite superiority.

And cloud is where Microsoft has been winning handily for the past year or so. I believe the new cloud and collaboration emphasis of Office 365 has taken Google by surprise. I think Google has realized that Microsoft has upped its game and that it can’t coast into increased enterprise market share by merely offering a lower-price, simpler productivity suite.

It may have been an indirect battle before, but Microsoft and Google are now engaged in a mano a mano fight for enterprise market share in the productivity software category. It will be interesting to see how this strategic battle between two superpowers plays out. I just hope each side takes appropriate steps to avoid collateral damage.

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The 18 scariest computer viruses of all time

Anna Kournikova (2001)

The Anna Kournikova virus is so named because it tricked its recipients into thinking they were downloading a sexy picture of the tennis star. Financial damages associated with Kournikova were limited, but the virus had a big pop culture impact: It became a plot point in a 2002 episode of the sitcom Friends.

Sasser (2004)

In April 2004, Microsoft issued a patch for a vulnerability in Windows’ Local Security Authority Subsystem Service (LSASS). Shortly after, a teenager in Germany released the Sasser worm to exploit the vulnerability in unpatched machines. Multiple variants of Sasser took out airline, public transportation, and hospital networks, causing $18 billion in damage.

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Office 365 – the easiest way to get the new Office.

Microsoft
Partner Network

Office 2016

Now, there’s more opportunities than ever to build your business.Office 216 is the latest addition to Office 365—taking the work out of working together. The new Office is built for teamwork. Perfect for Windows 10. Smart. Secure. Full of new features.

Consider the opportunities.

Exciting new advances in Office open new opportunities for you to deepen your role as trusted advisor and to expand your practice—and your revenue potential. Here are a few paths to consider:

  • Reach new customers by leveraging the innovative user experiences in Office 2016 apps
  • Grow your hybrid practice with cloud-inspired infrastructure in Office 2016 servers
  • Capitalize on Office 2016 launch momentum to renew or upsell Office 365

We think that Office 2016 is an important step in empowering every organization on the planet to achieve more. Action Pack and Competency partners can get started right away by using your internal use rights (IUR) benefits to download Office 365. Once you’re familiar with the new Office you can show your customers how to get the most from the new features.

Quick steps to get started:

Let’s do great work together.Your Microsoft Partner Network Team

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10 ways Microsoft Office 2016 could improve your productivity

Microsoft wants Office 2016 to be the last office productivity suite you will ever need. Here are 10 things you should know about how it plans to make that happen.

On September 22, 2015, Microsoft released Office 2016 to the masses. At first glance, you may not notice much has changed since Office 2013. But when you look deeper, you will find some interesting and productivity-enhancing differences.

For years we’ve been promised wonderful benefits from cloud computing, and Microsoft Office 2016 is trying to deliver on those promises. It’s designed to meet our expectations of what a cloud-based, mobile-ready productivity suite can and should be. Only time will tell if Office 2016 actually delivers the goods, but the initial reviews are promising.

Here are 10 things Microsoft Office 2016 offers as it aspires to be the last productivity suite you are ever going to need.

1: Real-time co-authoring

Co-authoring has been around for a long time for many Office apps, but with Office 2016 that collaboration can now take place in real time. That means you will be able to see what your co-conspirators are doing in a Word document or PowerPoint presentation as they do it—and conversely they will be able to see what you are doing. It won’t even matter where you are or what device you are using.

2: OneNote notebook sharing

OneNote is one of the most useful applications available in Microsoft Office, and it is also one of the least appreciated. Office 2016 allows you to share a OneNote notebook with as many people as you want. And because OneNote works with text, images, worksheets, emails, and just about any other document type you can think of, it can be a great central resource for a team working on a project. That is, if they know to use it.

3: Simplified document sharing

Office 2016 simplifies sharing of documents by adding a Share button to the upper-right corner of your Office apps. Clicking that button will give you one-click access to share your document with anyone in your contacts list. You don’t even have to leave the document to do it. That does sound pretty simple.

4: Smart attachments

If you’re like me, you have to send email attachments just about every day. In previous versions of Office, adding attachments to an email required you to navigate to the location where the document was stored. You can still do that in Office 2016, but if the document in question was one you worked on recently, it will now show up in a list of shareable documents right there in Outlook. Essentially, Office 2016 keeps a universal recently worked on list for you.

5: Clutter for Outlook

Like most of us, you probably get a ton of email every day. Wading through the Outlook inbox to prioritize each email takes time and hampers your ability to be productive. Office 2016 adds a new category to your inbox triage toolbox, called Clutter. You can designate certain emails as low priority and they, and future similar emails, will be deposited automatically into a Clutter folder in Outlook. So now you have four categories for email: important, clutter, junk, and delete.

6: Better version history

Collaboration and creativity can be a messy process, with shared documents changing drastically over time. Office 2016 compensates for potentially lost ideas by keeping past versions of documents and making them available directly from Office applications under the History section of the File menu.

7: New chart types in Excel

The ability to visualize data with an Excel chart has always been a welcome and powerful capability. However, the list of available chart types found in previous versions of Excel needed an update. Office 2016 adds several new chart types to the templates list, including Waterfall, which is great chart if you like to track the stock market. Other new chart types include Treemap, Pareto, Histogram, Box and Whisker, and Sunburst.

8: Power BI

Between the release of Office 2013 and Office 2016, Microsoft spent a great amount of time and capital acquiring technologies that shore up its business intelligence and analytical applications. Power BI, a powerful analytics tool, now comes bundled with your Office 365 subscription. Knowing every little detail about how your business is running is essential information, and Power BI can bring it all together for you.

9: Delve

Delve is another new tool that comes with an Office 365 subscription. The best way to describe Delve is as a central location that gives you access to everything you have created, shared, or collaborated on using Office 2016. It is another recently worked on list, only this version of the list is stored in the cloud—so you can access it from anywhere with any device using the Office 365 Portal.

10: Purchase choices

Office 2016 is generally available only as a subscription. Even if you buy a boxed version of Office 2016, you are buying access to an annual subscription, with one exception. If you purchase the Office Home & Student 2016 box, you pay a one-time fee of $149.99 for just the basic Office apps.

Microsoft has definitely stacked the deck so that the best bang for the buck is a subscription to Office 365, which includes Office 2016 plus all the cloud services. Businesses should be looking at one of the Office 365 for Business subscriptions. It is also going to be your best deal.

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